Surabaya. Sub-Directorate V Cyber Ditreskrimsus Polda East Java, said the case of Online Loans (Pinjol) which is troubling residents, this disclosure was carried out in two different locations. One location was revealed in Surabaya, and the other in Sidoarjo Regency.
“For the disclosure of pinjol in Surabaya, it was carried out on October 15, 2021, from this disclosure, investigators managed to secure ASA, (30) a resident of Perum Samudra Residence, RT. 01 RW. 25, Tajurhalang Village Village, Tajurhalang District, Bogor Regency, West Java Province,” explained the East Java Police Chief, Inspector General of Police. Dr. Nico Afinta, S.I.K., S.H., M.H., after a press conference at the East Java Police Headquarters.
ASA itself has a position as (Desk Collection-Sender billing SMS messages).
“In addition, there is one other suspect, namely, RH alias A, (28) a resident of KP. Ciaruteun, RT. 01/ RW. 02, Cimanggui Village, Cibungbulang District, Bogor Regency, West Java Province. Who lives on Jalan Tim Asih, alley 2 RT. 04/ RW. 08, Jatiasih Village, Jatiasih District, Bekasi City, West Java Province,” added the Regional Police Chief.
For this suspect, RH alias A, as (Desk Collection – Data sender). Every short message via Whatsapp or sent to pinjol, the suspects use inappropriate words or sentences. The suspect, RH alias H, asked the suspect SAS, to send a billing message to the debtors containing inappropriate sentences and threats.
“While the suspects are paid by the company in the amount of Rp. 4,200,000, in addition, the suspects receive facilities from the company in the form of internet quotas and receive incentives/bonuses from work if the collection is successful,” explained the Kapolda.
If the billing reaches 65 percent of the total billing within 1 week. So the Police Chief continued, the suspect will get Rp. 162,000, if 70 percent, of the total billing within 1 week, the suspect will get Rp. 200,000. If 75 percent, get Rp 250,000. And the intensive/bonus is outside of their monthly salary.
The East Java Police finally revealed this loan after a report from the public in December 2020. Where BSB, as the debtor, borrowed from the loan on behalf of the application “RUPIAH MERDEKA DAN DANA NOW”.
“Around February 2021, the debtor’s loan in the name of BSB, in the “RUPIAH MERDEKA and DANA NOW” application, has been paid off. However, in July 2021, the complainant received invoices from several other loans including, KSP PLANET BAHAGIA, KSP BOS DUIT, DANA HEBAT and LUCKY UANG,” explained the Kapolda.
In July 2021, the complainant finally made a complaint to the Sub-Directorate V of Cyber Ditreskrimsus of the East Java Police. On the basis of the report, in August 2021, investigators carried out a series of investigation processes, which were finally able to reveal the pinjol in Surabaya. Meanwhile, the evidence seized from suspect ASA, two cellphones, two laptops, and a charger, while from suspect RH alias A, the police secured evidence in the form of a cellphone and a laptop.
Meanwhile, investigators also revealed in Sidoarjo Regency, which was carried out on October 7, 2021. Investigators have arrested the suspect, APP, (27) a resident of Surabaya, born in Jombang Regency. Who works at PT. DUYUNG SAKTI INDONESIA with the position of the section (Desk Collection).
“The suspect himself was arrested on Friday (15/10/2021), at approximately 14.00 WIB. Which was done at his house in Kewall, Surabaya City. From the suspect’s statement, the officers then conducted a search at the PT. DUYUNG SAKTI INDONESIA, which is located in the Sukamanunggal area, Surabaya City,” explained the Regional Police Chief.
DUYUNG SAKTI INDONESIA itself, led by someone named, SR and HRD on behalf of QNK. The company itself is not registered with the OJK (Financial Services Authority). The name of the online loan (pinjol) from PT. DUYUNG SAKTI INDONESIA, among others, QUICK PROFIT, FAST RUPIAH, PUNDI MONEY, LIQUID LOAN, MONEY MONEY, MAU CASH, DASH CREDIT, CASH GIFT, GET MONEY, SHARE WALLET, CHARGE FUND, BULL DANA, MED POCKET, QUICK RUPIAH, RUPIAH AID, DUYUNG SAKTI INDONESIA , FAST RUPIAH, CASH HUT, CASH READY, MONEY PRO, RUPIAH EXPRESS, GIFT CASH, CASH RATE, LIKE FIRE, UR MONEY, POCKET MONEY, LOAN FIRST, CASH LOAN, MONEY PRO, MONEY PLUS, FLASH CREDIT, CREDIT APPLE, MAYA MONEY, MAJU DANA, MONEY GOODSHOW FUND and MONEY CHARGE.
“Of the 36 Online Loans owned by PT. DUYUNG SAKTI INDONESIA, there is only one that is legal according to the one registered with the OJK, in the name of the Rapid Rupiah application,” said the Kapolda.
With this disclosure, the East Java Regional Police managed to secure evidence, including the printed screen shot of the WhatsApp chat between the victim (M) and the suspect. 21 units of mobile phones, 14 laptops, laptop chargers, 70 packs of starter packs from various professors.
The mode carried out by the suspect, the suspect used a whatsapp account with a profile photo and name that did not match the original, admitted from the online loan application “DOMPET SHARE” sending a message containing a photo of the victim’s face and a photo of the victim’s ID card to the victim’s whatsapp account accompanied by the sentence “this is a good photo and ID card. this is going viral.” So that the victim feels afraid and threatened that his photo of his face and ID card is distributed.
“Chronologically, on Wednesday, September 29, 2021, the complainant borrowed from the online loan application “MONEY KU”, which is based on the “RUPIAH MAJU” application in the amount of Rp. 1.023,000. Then around October 7, 2021, the loan has been repaid by the complainant in the amount of Rp. 1,860,000, “concluded the Kapolda.
And on the same day, the reporter received an incoming message from the reported Whatsapp account claiming to be from the Online Loan Application “DOMPET SHARE”. Which is also the parent of the online loan application “RUPIAH MAJU” collects by sending a message containing a photo of the victim’s face and photo of an ID card and threatening to spread the personal data of the complainant.
From this disclosure, the suspects will be subject to Article 27 paragraph (4) in conjunction with Article 45 paragraph (4) of Law no. 19 of 2016 concerning amendments to Law no. 11 of 2008 concerning Information and Electronic Transactions. With a maximum imprisonment of 6 (six) years and/or a maximum fine of Rp. 1,000,000,000.00 (one billion rupiah) Article 29 in conjunction with Article 45B of Law No. 19 of 2016 concerning amendments to Law no. 11 of 2008 concerning Information and Electronic Transactions.
